(248) 433-1011

Insurance, Financial & Legal Matters

What is Medicare?

It is federal health insurance for people 65 or older, some younger people with disabilities, people with End-Stage Renal Disease.
Specific eligibility requirements:

  • Those eligible for Social Security or Railroad Retirement benefits who are age 65 or older
  • Those under age 65 who’ve waited the requisite 24 months after being awarded Social Security Disability (SSDI) or RRB benefits
  • Those of all ages having ALS, or Lou Gehrig’s disease, once SSDI or RRB benefits have been awarded
  • Those of all ages with end-stage renal disease, or kidney failure, beginning three months after starting dialysis or retroactive to the first month of self-dialysis.
  • Click the link to learn more about Medicare https://www.medicare.gov/

What about Medicaid?

Medicaid is a joint federal and state program that provides health coverage for some people with limited income and resources
Specific details:

  • To qualify for Medicaid to assist in paying for long-term care, an applicant must meet various eligibility requirements, including asset limits, level of care requirements and others. Each state’s Medicaid program is based off the federal rules for the Supplemental Security Income program (SSI), but each state has different nuances depending on the individual design of their program. Due to this, eligibility for Medicaid can vary state by state.
  • Medicaid is a program that ensures that if you exhaust your assets, you will still be able to receive the long-term care services that you need. For planning associated with accessing Medicaid benefits, you should seek the counsel of an experienced elder law attorney.
Click the link to learn more about Medicaid
MMAP is Michigan’s free, unbiased resource to help you navigate Medicare and Medicaid. https://mmapinc.org/
He is our attorney that helps with insurance questions/disability/social security questions.